Federal health insurance for people 65+ and certain younger people with disabilities.
Medicare covers hospital stays, doctor visits, some prescriptions, and short-term skilled nursing or home health. It does NOT cover long-term custodial care — assisted living, memory care, or extended nursing-home stays. This is the single most expensive misunderstanding in American eldercare planning.
Palmelle pairs you with a placement advisor who's done this thousands of times. Free for families.
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